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Disability and Employee Assistance Program
Kinkaid Civil Construction offers you the opportunity to purchase short- and long-term disability insurance through Lincoln Financial. The amount you pay for these plans is deducted from your paycheck on a post tax basis. This ensures that any benefit payments you receive are not taxed.
Short-Term Disability Insurance
Short-term disability (STD) insurance allows you to continue earning a portion of your salary if you are unable to work due to an illness or injury. Dillon Precision Products pays for the Lincoln Financial Short-Term Disability employee premium. This is no cost to you.
•Elimination period: 7 days
•Benefit continues for up to: 13 weeks (not including elimination period)
•Benefit amount: 60% of salary up to a benefit maximum of $1,500 per week
Pre-Existing Condition: 3/12
Voluntary Long-Term Disability Insurance
If you are not able to return to work after the short-term disability benefit period ends, you may be eligible for long-term disability, which provides additional salary continuation.
•Elimination period: 90 days
•Benefit continues later of Age 65 or to social security normal retirement age
•Benefit amount: 60% of salary up to a maximum of $6,000 per month
•Pre-Existing Condition: 3/12
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